Local Lenders

Kara B. Guthrie
Mortgage Loan Originator
SEFCU Mortgage Services
700 Patroon Creek Blvd Suite 301
Albany, NY 12206
Office: 518-783-1234 ext 8622
Fax: 888-244-6894
Mobile: 203-964-7184
NMLS# 364129

M&T Bank
313 Ushers Road
Clifton Park
Bill Teague
(flexible loan placement)

Citizens Bank
Delaware Plaza
Delmar, NY 12054
(Bridge Loans, FHA, etc.)
(Community Buyer Assistance Programs)
(518) 439-0102

Homestead Funding 
8 Airline Dr.
Albany 12205
Joel Slutsky
518-464-1100 Ext. 369

Larry Pentak
Sr. Mortgage Originator
NMLS LIC#54052

Homestead Funding Corp.
Corporate Office
8 Airline Drive
Albany, NY 12205
Office: 518-464-1100 x 366
Fax: 518-464-1141
Cell: 518-527-3513

Birkshire Bank
Latham, NY
Bill Powell
(518) 491-9121

Trustco Bank
167 Delaware Ave
Delmar 12054
(Lower closing costs)
(518) 439-9941

Troy Schenectady Rd, Latham, NY 12110
(800) 975-4722
Affordable Housing Partnership
First time home buyers & 203K home improvement loans

Senior Mortgage Loan Originator
SEFCU Mortgage Services
255 Orange St Unit 3A
Albany, NY 12210
(518) 434-1730 - Office

AHP Homeownership Center
Community Action Organization
Publicly Funded  

Click here for other Capital Region Down Payment Assistance Programs

All listings in New York State in the 518 area code. Inclusion on this list does not constitute a recommendation by Real Estate New York group and is intended for the convenience of persons interested in mortgage loans. A personal evaluation of several mortgage loan sources is highly recommended.