Local Lenders


Best Interest
125 Wolf Rd.
Albany, NY 12205
Jim Cardinal
(flexible loan placement)

Citizens Bank
Delaware Plaza
Delmar, NY 12054
(Bridge Loans, FHA, etc.)
Pete Goudio 
(518) 432-2230
(Community Buyer Assistance Programs)
Fariba 
432-2233 VM 448-5409 

Hudson River
18 Corporate Woods
Albany 12206
(Non-standard Loans)
Cheryl Wallace
371-0300

Countrywide Home Loans
579 Troy-Schenectady Rd.
Latham 12110
Marcia Casimo
786-3600 ext # 232

Albany Funding
1720 Central Ave
Albany 12205
(No Income Verification, etc.)
Lisa Durant 
869-5890 ext # 1
 
Homestead Funding 
8 Airline Dr.
Albany 12205
Kathy Banta
469-9523
abrown@homesteadfunding.com

Banknorth
343 Delaware Ave
Delmar 12054
Bill Powell
439-4426 VM 422-4649
Cell: 518-588-6756
William.Powell@tdbanknorth.com

Trustco Bank
2 Sarnowsky
Schenectady 12302
(Lower closing costs)
Michael Lofrumento
381-3645

 Ideal Mortgage Brokers
(No Income/Employment Verification Loans)
Asaf Elkayam
427-8899 VM 865-5590

Skyscraper Mortgage
1279 Rt. 200
Newburgh, NY 12550
David Standig
518-475-9139
VM 518-229-5739
dstandig@aol.com

HSBC
Tracy Petersen
518-434-1730
Affordable Housing Partnership
First time home buyers & 203K home improvement loans

FLAGSTAR BANK
125 Wolf Road
Albany, NY 12205
(NO PMI -95% Loan to Value..NO Income Verification...ALL Credit Grades)
David Fay
322-4004

Albany Home Store
(518) 434-5237
Community Action Organization
Publicly Funded  

Click here for other Capital Region Down Payment Assistance Programs


All listings in New York State in the 518 area code. Inclusion on this list does not constitute a recommendation by Real Estate New York, inc. and is intended for the convenience of persons interested in mortgage loans. A personal evaluation of several mortgage loan sources is highly recommended.