Local Lenders


M&T Bank
313 Ushers Road
Clifton Park
Bill Teague
518-573-5936
BillTeague09@gmail.com
(flexible loan placement)

Citizens Bank
Delaware Plaza
Delmar, NY 12054
(Bridge Loans, FHA, etc.)
(Community Buyer Assistance Programs)
(518) 439-0102
Homestead Funding 
8 Airline Dr.
Albany 12205
Joel Slutsky
(518) 464-1100 x369
abrown@homesteadfunding.com

Larry Pentak
Sr. Mortgage Originator
NMLS LIC#54052
Homestead Funding Corp.
Corporate Office
8 Airline Drive
Albany, NY 12205
Office: 518-464-1100 x 366
Fax: 518-464-1141
Cell: 518-527-3513
lpentak@homesteadfunding..com



Banknorth
343 Delaware Ave
Delmar 12054
Bill Powell
518-396-5204
Cell: 518-491-9121
William.Powell@tdbanknorth.com

Trustco Bank
167 Delaware Ave
Delmar 12054
(Lower closing costs)
(518) 439-9941

 Prospect Mortgage
12 Century Hill Dr Latham, NY 12110 Joe Riitano
(518) 205-3375

HSBC
Troy Schenectady Rd, Latham, NY 12110
(800) 975-4722
Affordable Housing Partnership
First time home buyers & 203K home improvement loans

Senior Mortgage Loan Originator
SEFCU Mortgage Services
255 Orange St Unit 3A
Albany, NY 12210
(518) 434-1730 - Office




AHP Homeownership Center
518-434-1730
Community Action Organization
Publicly Funded  

Click here for other Capital Region Down Payment Assistance Programs


All listings in New York State in the 518 area code. Inclusion on this list does not constitute a recommendation by Real Estate New York group and is intended for the convenience of persons interested in mortgage loans. A personal evaluation of several mortgage loan sources is highly recommended.